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In that study, the top three money concerns for both single women and single men were living comfortably in retirement, paying down debt while still saving for the future, and being able to pay bills if faced with a job loss. In general, women are more likely than men to use coupons for online purchases. The BlackRock survey found that men as a group are more interested in investing than women, and they enjoy managing their money more. Women, by contrast, are much more likely to buy and hold. They could avoid many problems by being more cost-conscious when shopping, more wary of debt, more diligent about investing in their workplace plans, and more willing to do research before they invest. Women care more about the store environment and the attention they get from salespeople.

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